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Availability of credit
In march of 2015 EL BANCO DE LA REBÚBLICA showed the general situation of the credit and it reflect that 82.7 percent of local entrepreneurs considered that there is high resource availability. However, more than 14 percent of respondents in the financial system, transportation and trade unions believed to have restricted the availability of credit.
The availability of credit shows that the majority of the credits granted by banks and other organizations are for the creation of companies or to support projects that help expand de commerce and grow to the economy , which shows that the possibility to achieve any credit with any corporation is wide.
The credit in 2013 is perceived that for the banks case, the services sector , industry and communications remain the most accessible, while for cooperatives, services sectors and commerce has majority access manifest .
The credit in 2014 shows that applications for commercial and consumer credits presented the Mayor expansion. In relation to the access to credit for companies the real sector indicade increased access to credit a by the short- Sized enterprises .
The credit in 2015 Credit in 2015 indicates that small businesses increased credit application over the previous year. Banks reported an increase in applications of medium and large enterprises. Cooperatives , for meanwhile, noted that large and medium enterprises attended less to borrow .
Bibliography:
http://www.portafolio.co/economia/credito-consumo-menos-demanda-y-mas-restricciones
http://www.banrep.gov.co/sites/default/files/publicaciones/archivos/escc_dic_2013.pdf
http://www.banrep.gov.co/sites/default/files/publicaciones/archivos/escc_dic_2014.pdf
http://www.banrep.gov.co/sites/default/files/publicaciones/archivos/escc_dic_2015.pdf
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